Payment system E-gold. Payment processing. Payment collectors. Federal System "City" Basic operating principles of the Payment Collection and Processing System

Acceptance and processing of payments in the E-Gold system

Payment system e-gold would not have become so widespread on the Internet if it were not for its set of unique advantages. They manifested themselves especially clearly in the field of receiving and processing payments. Judge for yourself

  • high liquidity of e-gold
  • anonymity of payments, both from the client and from the seller
  • high degree of protection
  • possibility of micropayments
  • internationality
  • complete absence of chargeback
  • simplicity and low cost of maintenance, low tariffs.
  • All these goodies have led to the fact that e-gold will gradually replace traditional payment methods on the Internet. Compare, for example, all of the above with PayPal, or with other payment systems based on credit cards.

    On this moment, there are two ways to organize the acceptance of e-gold payments on the site. The first, and easiest, is to publish your account number with a request to credit the required amount. It looks something like this:

    To purchase a product or pay for a service,
    I request you to transfer the amount of 1 USD to my account 316998.

    To pay, the client must go to the e-gold website, log into his account, click on the Spend button, fill in the necessary data: your account number, amount, type of metal, and make the payment.

    It seems that this scheme is simple and convenient, but this is only at first glance. Let’s try to list the visible disadvantages of this payment acceptance scheme:

    1. Error in account number. The situation is this: when paying, the client dials your account number from memory and makes a mistake. The result is sad: you don’t sell your product, the client loses money. Everyone loses.
    2. Error in payment amount. The client makes a mistake in the payment amount, the result is a loss of time due to lengthy correspondence with the client. Either you ask the client to pay extra, or the client asks you to return part of the overpaid funds.
    3. Low efficiency. After the client has transferred e-gold to you, you, as a merchant, have three ways to identify the client, the first is his account number, the second is the batch number*, and the third is the coordinates left by the client in the "Memo**" field. All this data can be obtained in the "history" section of your account. With this payment scheme, you need to log into your account every time and check which of your clients made the payment.
    *BATCH NUMBER is a unique number randomly generated for any transaction; only the participants in the transaction know it.
    ** Memo additional text field, filled in at will, in it your client can leave any information that allows him to be identified.

    As we can see, externally simple circuit accepting payments has many disadvantages. Therefore, it is advisable to use the second method of accepting payments. It consists of using a special interface for accepting e-gold payments SCI (Shopping Cart Interface).

    SCI is a simple HTML form that can be placed on your website and allows you to organize the acceptance of e-gold payments. The advantages of SCI are as follows:

  • Firstly, simplicity to place a simplified form on the site, it is enough to have a superficial knowledge of HTML.
  • Secondly, platform independence- SCI can run on any server that supports HTML and, if necessary, CGI scripts. For example, the form will be fully functional on free hosting narod.ru.
  • Third, safety and reliability payment processing occurs via the SSL protocol.
  • Fourthly, accountability SCI provides you with complete information on the transaction.
  • Fifthly, flexibility SCI can be easily customized for specific tasks.
  • Z-PAYMENT

    Z-PAYMENT (formerly Z-pay) is a payment acceptance and processing system that integrates many types of payment into a single unified algorithm.

    Z-PAYMENT offers its clients a flexible and reliable tool for on-line payments, accepting payments on websites, and paying for various services and goods. It will be useful both to owners of online stores and paid services, and to ordinary Internet users. The complex supports ALL popular ELECTRONIC PAYMENT SYSTEMS, accepting BANK, CASH and CASH payments

    Z-payment

    Z-Payment is a payment system for accepting payments on the website and instant payment on the Internet.

    Are you still looking for the most reliable and flexible payment system, allowing you to carry out absolutely any Money transfers? We are confident that Z-Payment will become your permanent partner, which will significantly facilitate your work and increase your profits!

    With our help payment online will become a simple, convenient and safe event that does not require any additional investments, either time or financial. To date payment system works with almost any type of transfer (bank, postal, cash), electronic currencies, plastic cards, mobile and cash payments, as well as payment on the site can be carried out using various terminals, directly through bank cash desks and other payment methods.

    Our GOAL was to create such accepting payments via the Internet, which would become available to the user around the clock, every day, without breaks or weekends. We are confident that we were able to implement our plans 100%, and the dynamically increasing base of our clients and partners is a clear confirmation of this. Now accepting payments on the site can be carried out instantly - and this is one of the main advantages of the Z-Payment system.

    The Z-Payment user is not limited to a strictly defined type of payment; he has at his disposal a whole arsenal of means and types of payment.

    The basic unit of payment in the system is the Ruble Russian Federation, accurate to the penny. 1 zp = 1 ruble. All other calculations are carried out according to the tariffs of the system and the rates of the Central Bank of Russia.

    So, what are the main ADVANTAGES of our service, and what others cannot boast of? Russian payment systems?

    • We were able to collect in one place a wide variety of types of payments, of which there are already more than 40;
    • Now payment acceptance service the website can function fully automatically;
    • All users are provided with professional technical support.
    • All payment systems for the site are offered on the basis of individual tariff plans;
    • We serve both legal entities and individuals. Settlements with the seller can be made both in cashless form and through other payment systems;
    • Users of the system can make any transfers within the system, absolutely without any commissions.

    If you need an efficient and functional payment acceptance service on the website, use Z-Payment. Our team knows all the intricacies of this market segment and is daily guided by such important PRINCIPLES as:

    • Safety;
    • Versatility;
    • High reliability;
    • Legality of use;
    • Easy to use;
    • Efficiency in completing any task;
    • Confidentiality of users and transactions.

    We guarantee the safety of funds, the security of payments and the confidentiality of information.

    1. About the Z-Payment system

    2. Registration in the payment system

    3. Site navigation

    4. Certification

    5. Procedure for obtaining a personal certificate

    6. Wallet replenishment

    7. Personal safe

    8. Withdrawal of funds from the system. Payment for services

    Z-Payment is a payment system for accepting payments on the website and instant payment on the Internet.

    Are you still looking for the most reliable and flexible payment system that allows you to make absolutely any money transfer? We are confident that Z-Payment will become your permanent partner, which will significantly facilitate your work and increase your profits!

    With our help, paying online will become a simple, convenient and safe event that does not require any additional investments, either time or financial. Today, the payment system works with almost any type of transfer (bank, postal, cash), electronic currencies, plastic cards, mobile and cash payments, and payment on the site can be made using various terminals, directly through bank cash desks and other methods payment.

    Our GOAL was to create such an acceptance of payments via the Internet that would be available to the user around the clock and every day, without breaks or weekends. We are confident that we were able to implement our plans 100%, and the dynamically increasing base of our clients and partners is a clear confirmation of this. Now payments can be accepted on the site instantly - and this is one of the main advantages of the Z-Payment system.

    The Z-Payment user is not limited to a strictly defined type of payment; he has at his disposal a whole arsenal of means and types of payment.

    The basic unit of payment in the system is the Russian Ruble, accurate to the nearest penny. 1 zp = 1 ruble. All other calculations are carried out according to the tariffs of the system and the rates of the Central Bank of Russia.

    So, what are the main ADVANTAGES of our service, and what other payment systems in Russia cannot boast of?

    We were able to collect in one place a wide variety of types of payments, of which there are already more than 40;
    Now the payment acceptance service on the website can function fully automatically;
    All users are provided with professional technical support.
    All payment systems for the site are offered on the basis of individual tariff plans;
    We serve both legal entities and individuals. Settlements with the seller can be made both in cashless form and through other payment systems;
    Users of the system can make any transfers within the system, absolutely without any commissions.

    If you need an effective and functional service for accepting payments on your website, use Z-Payment. Our team knows all the intricacies of this market segment and is daily guided by such important PRINCIPLES as:

    Safety;
    Versatility;
    High reliability;
    Legality of use;
    Easy to use;
    Efficiency in completing any task;
    Confidentiality of users and transactions.

    We guarantee the safety of funds, the security of payments and the confidentiality of information.

    Currently, electronic payment systems are of interest to almost all Internet users. Z-Payment clients are conditionally divided into 3 MAIN GROUPS, and each of them is offered individual terms of cooperation:
    For users

    Any Internet user, after registering with Z-Payment, has the opportunity to make instant on-line payments. You have a unique opportunity to replenish your online wallet without leaving home, without leaving your workplace, because instant payment through the website and much, much more are at your service; Surprisingly, for this you do not need to carry out any additional actions, for example, install a special software etc.); You can easily pay for the services of any providers in our electronic terminals: Alpha and Gamma, and top up your gaming accounts through the PayGames.ru terminal.
    For sellers

    We offer a payment system for the site, the advantages of which will be appreciated (and have already been appreciated) by many owners of online stores and paid services, because the implementation of the system and its subsequent use does not require costs; if necessary, online payment will be confirmed by receiving a letter to email, SMS messages or via the HTTP interface. Z-Payment works with legal entities with the conclusion of an appropriate agreement for accepting payments, which allows you to provide all the necessary accounting documents and reports. If you do not need contracts, you can organize the acceptance of payments as an individual; to do this, you just need to confirm your personal data.
    For partners

    If online payment systems are not new to you, and you want to start your business in this direction, then we recommend that you become our authorized dealer in your region; Believe me, wide horizons for development and earnings will open up for you. For potential investors, our company can offer favorable terms of cooperation.
    Welcome!

    Our website presents an extensive catalog of online stores, and each representative of this group accepts payments through the Z-Payment system. Payment on the website is becoming the prerogative of domestic market participants involved in a wide variety of industries: business and finance, Internet services, medicine and health, repair and construction, digital goods, home and office equipment. This list can be continued indefinitely, but they have something in common - and this is an effective system for accepting payments on the site.

    Today, many Internet payment systems offer their services to domestic and foreign users, but it was the Z-Payment service that managed to unite them together. To confirm that we are one of the best teams in this market, here are some interesting facts:

    Currently, our payment system for the site serves over 7,700 Internet projects of varying scale and focus;
    To date, Z-Payment electronic money is transferred to more than 560 thousand wallets of our users;
    We accept plastic cards and electronic currency from a wide variety of payment systems, the number of which already exceeds 40 types;
    In 24 hours, our processing processes more than 1000 transactions of buyers and sellers;
    At the moment, Internet money "ZP" is completely liquid on the Internet and is freely exchanged by independent exchange services for other monetary units of payment systems.

    Z-Payment – ​​Payment system for you and your website!


    Payment collectors

    For credit institutions and trade and service enterprises, cooperation with the City System ensures a constant flow of clients and commission income through the organization of offices, self-service devices and remote channels banking services collection of payments for the services of several thousand popular federal and regional providers.

    To ensure maximum compliance with current legislation regarding the acceptance of state and municipal payments, the City System has implemented a tool for payment collectors to quickly and reliably exchange information about payments and debts of the payer between various accounting systems of the organization and the GIS GMP - a comprehensive adapter "CFT-Gosuslugi".


    Service providers

    For organizations that collect payments from the population for their services, the City System offers a wide network of payment collection points and technologies for centralized automated processing of payments received from various channels of cash and non-cash payments.


    Payment centers and management companies

    The City system allows you to automate and unify housing and communal services billing and the work of all divisions of management companies, housing departments, homeowners associations, social security departments, passport offices and other participants in the city infrastructure.


    Basic operating principles of the Payment Collection and Processing System:

    1. Service providers transmit information about their subscribers to the System.
    2. Organizations that collect payments receive online access to the System.
    3. Information about collected payments enters the System in real time.
    4. Next banking day cash come from organizations to service providers to whom payments were made.

    Thanks to its unique integrated structure, the City System can be used with equal efficiency both to organize the collection of payments for a small company at several payment points, and to create a global city-wide system with millions of personal accounts. At the same time, the process of expanding the network of payment points and increasing the number of service providers is very simple.



    
    Top